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"China's economy is also at a crossroads. We could get either sustained growth or massive risks breaking out," Chen said.

"Consumers may think UnionPay was too slow and trailing Alipay and WeChat Pay. But, UnionPay launched QR code-based payments only after the authorities officially approved such mobile payment systems," said Liu Fei, a retail sector researcher with Shanghai Mingshan Consulting.

"Consistent with its statutory mandate, the Committee seeks to foster maximum employment and price stability. In support of these goals, the Committee decided to maintain the target range for the federal funds rate at 2-1/4 to 2-1/2 percent," the statement said.

"China's experience suggests a strong recovery in industry might be feasible in countries where virus containment measures are effective," they added.

"Currently, the entire Yangtze basin has entered its main flood season. It's a critical time for flood control and disaster relief," it said.